Have got a home (the assets must be owned by possibly you, or your blood kinfolk inside of the 2nd degree, or your wife or husband, or your spouse’s blood kin in the to start with degree) 房貸利率申請條件，除了申請人的信用評等以外還包含不動產鑑價。信用評等是關於個人信用、工作收入、負債比延